Privacy Policy

This Privacy Policy explains how Borrow & Lend handles your information.

1. Information we collect

We may collect your name, phone number, email address, ID details, photos, uploaded documents, account activity, payment records, loan records, lending records, and messages sent through the system.

2. Why we use your information

We use your information to create your account, confirm your details, check loan requests, manage lending packages, update money records, send alerts, and help you when you contact support.

3. ID check and documents

If you upload your ID, selfie, or other documents, they are used to check your account or review your request. Make sure the photos and documents are clear.

4. Payments and money records

We keep records of deposits, withdrawals, payment screenshots, money in lending, money coming back, and loan pay back activity so that your account can show correct history.

5. Notifications

We may send messages by email or SMS when these services are active. These messages may include OTP codes, login alerts, loan updates, payment updates, and account changes.

6. Keeping your account safe

Keep your password and OTP codes private. Do not share them with anyone. Contact support if you think someone else used your account.

7. Sharing information

We do not sell your personal information. We may share information only when needed to run the service, support your account, process payments, or follow a lawful request.

8. How long we keep information

We keep information for as long as it is needed for account records, loan records, lending records, support, safety, and legal reasons.

9. Your responsibility

Use correct information. If your phone number or email changes, update it from your account when the option is available.

10. Contact

If you have questions about your information, use the support details shown on the website.