Help centre
Frequently Asked Questions
Find answers to common questions about using the platform.
What is Borrow & Lend?
Borrow & Lend is a web app where people can request loans and others can lend money through lending packages.
Can I register as a borrower or lender?
Yes. You can register as a borrower if you want to request a loan. You can register as a lender if you want to deposit money and choose lending packages.
Can I get a loan automatically?
No. You apply first. The team checks your information. If accepted, you receive an offer. You can accept or decline it.
Can the offer be lower than what I asked for?
Yes. The offer can be lower. It depends on the information you send and what the team approves.
When does daily money back start for lenders?
It starts the next day after your money is put into a lending package.
Can I lend on the same package more than once?
Yes. You can choose the same package again if you have enough money you can use.
Can I withdraw my money?
Yes. You can request to withdraw money that is ready. Money in a lending package or a withdrawal waiting for review is not ready yet.
What is early payout?
Early payout means leaving a lending package before the end date. If the rules allow it, the system checks how much should be returned to you.
How does manual payment work?
Send money to the number shown, upload a screenshot, and wait for review.
How do I receive notifications?
You can receive notifications by email or SMS when those services are enabled and your contact details are available.
Is ID check / KYC required?
ID check / KYC may be required for account review, higher limits, borrowing, lending, or withdrawals. Follow the steps shown in your account page.
Is this a mobile app?
No. Borrow & Lend is a web app. You can use it in your phone browser or computer browser.